Ambrose Here Again,

Welcome to the best decision you can ever make for the next 91 days. Now before we proceed let's talk little about money and its important function. I know that you are not new to this but for the sake of emphasis and having a deep understanding of how inflation affects our finance if it not multiplying as expected.

Money is a commodity accepted by general consent as a medium of economic exchange. It is the medium in which prices and values are expressed. It circulates from person to person and country to country, facilitating trade, and it is the principal measure of wealth.

Some functions of money include

Functions of Money
A medium of exchange.
A standard of deferred payment.
A store of wealth.
A measure of value.

We all exchange our services to get money as value for the services provided or goods sold and to thereby store the money.

Danger of just keeping money without multiplying it

However, there is a danger when you store money without putting it to work. The danger is very simple inflation.

Inflation measures how much more expensive a set of goods and services has become over a certain period, usually a year. It may be one of the most familiar words in economics. Inflation has plunged countries into long periods of instability.

Simply put, if you store your wealth in a bank without putting it to use then inflation will eat up the value of the money.

Inflation and the Economy... Is your hard-earned money safe?

Inflation is the sustained and broad rise in the prices of goods and services over time; it erodes purchasing power. A small but positive inflation rate is economically useful. High inflation tends to feed on itself and impair the economy's long-term performance.

Common Effects of Inflation

1. Erodes Purchasing Power
2. Impacts Low-Incomes
3. Curbs Deflation
4. Feeds on Itself
5. Raises Interest Rates
6. Lowers Debt Servicing
7. Reduces Unemployment

Apart from that let's look further and personalize the effect of inflation on your portfolio without wasting any time

Check below for the official inflation data from July 2024 to July 2025 shows a decrease from 33.4% to 21.88%... This does not reflect on the purchasing power.

However, there are several reasons why this doesn't translate to better purchasing power:

1. High absolute inflation level: Even at 21.88%, inflation remains extremely high. Prices are still rising substantially year-over-year, meaning the cost of living continues to increase rapidly despite the slower pace.
2. Cumulative price increases: The previous high inflation (peaking at 33.4%) means that price levels have already risen dramatically. A reduction in the inflation rate doesn't reverse these past price increases - it only slows down how quickly prices continue to rise.
3. Month-on-month increases persist: In July 2025, prices still increased by 1.99% compared to June 2025, which was actually higher than the previous month's 1.68% increase. This means prices are still climbing each month, eroding purchasing power.
4. Wage stagnation: As noted in the Fitch Solutions analysis, "Nigerian Inflation Will Moderate, But Consumer Purchasing Power Remains Subdued" . This suggests that wages haven't kept pace with the previous high inflation, so even with slower price increases, real incomes remain low.
5. Currency impact: The reference to currency stabilization in projections indicates that previous naira depreciation contributed significantly to inflation. While stabilization helps reduce inflation, the damage to purchasing power from previous depreciation lingers.
6. CPI rebasing effects: The National Bureau of Statistics mentioned "the recent rebasing of the CPI" which rose to 125.9 in July 2025. Methodological changes in how inflation is measured don't necessarily reflect actual improvements in what consumers can afford.

Essentially, while the rate of price increases has slowed (which is positive), the fundamental issue is that prices have already risen to much higher levels, and wages haven't caught up with these increases, leaving consumers with less real purchasing power despite the lower inflation rate. So, there is no other option than to look for alternative ways of making money.

The Mirage of getting certainty in an uncertain world

Some investors who want certainty in an uncertain world will for fixed deposits plus other fixed commodities that have fixed rate. Unfortunately, none of the rates are above the current inflation figure and at the end of the day you will lose on both sides because both interest and part of the principal will have been eaten up by inflation.

That is need to do the needful and understand how things work in life. Simply put, don't leave your money idle or semi-idle. Let it work for you.

Masters are smiling because they Understanding The Historic NGX Moves In Q4 & Beyond plus Predicting Market Turns every Quarterly either bulls or bears

That is why you have the Master class so as to edge your and keep making high gains in the market.

For instance, if you have been following my Master Class then I believe you know exactly the average you would have made by now. This is far above the inflation rate.

If you have been investing a certain amount since the beginning of 2025. This is what you would have gotten now.. Which you can't get in other markets.

Q1, Q2, Q3 2025 MasterClass Super Bullish Return so far...

Going by the above analysis you will see that InvestData Master Class is a full proof hedge against inflation. That is, any investor who has been participating and taking action in the above stock picks would have grown his portfolio by an average of 79.57%. This is over 3.7x% of the interest rate, beating inflation by 3.6x.

Now let's talk with numbers...

If you invest 10 million in January with a fixed interest rate of 21.49% is 2.149million as at the end of 365 days the buy power of your 10 million has reduced.

When compared to the stock market this is your return on investment. 10 million by the end of Q3 which is 9 months would have increased your investment by just an average only of 79.57%

If you don't understand the above analysis kindly go through the below video titled-Master Class 2025 Stock Picks Performance Ahead of Peak Season.

In this video, you will discover how Master Class Attendees have increased their portfolio by 79.57%

Action Time

Now the question is how do you position and benefit from the opportunity in Q4? That is exactly the reason why I took my time to organize MasterClass every quarter so that you can prepare and make the right decisions for yourself.

Hence, I hereby announce INVESTDATA Q4 MASTER CLASS

Theme: Historic NGX Moves In Q4 & Beyond: What To Do Next

Sub-Topics:

1. The Power Of Seasonal Investing In A Recovering Economy
2. New Actionable Trade Ideas & Strategies In Changing Stock Market
3. Mastering Contemporary Technical Tools For Wealth Building In Any Market Cycle
4. Time & Price Analyses For Money Making In a Dynamic Market

Date: Saturday, September 27th, 2025

Venue: Zoom

Time: 9:00am to 4:00pm

Wondering??? Why you must take action or what you will get?

2025 Q4 Masterclass: Historic NGX Moves In Q4 & Beyond: What Next

Smart domestic investors understand the power of money flow and timing in wealth creation through stock trading and investing.

This Q4 masterclass is for you, because it will help you follow exact steps in real time, using the new strategies by following the current volatility and happenings in the market.

Nigeria has entered one of the greatest inflationary periods in the last 9 months, which is threatening investment and economic activities. And government policies through their economic managers had pushed millions of Nigerians down …. Out of the middle class…out of private retirement, healthcare and decent lives, based on independence and privacy… into a collective nightmare we call financial lockdown.

This is what happens when people are trapped by their own collapsing currency, such that they become deeply indebted. Inflation causes huge distortions in the economy and in the markets, so its critical that you take the necessary steps to ensure you are not left behind.

So the question is, Are you interested in learning how to safely navigate the financial market in today’s trading and investing environment that is clouded with uncertainties and surprises that are driving the volatile markets across the globe?  Despite these headwinds, discerning investors and smart traders on the NGX are cashing out high profits with practical strategies of effective combination of fundamentals, technicals and sentiments analysis of the professionals and experts in the market. These they will share at the forthcoming Investdata Q4 Master Class, which we believe is for you. Among others, we know you will learn exact steps in real time using the new strategies by following the current volatility and happenings in the market.

In addition, The code or key to making money in equity investment or trading is simple, but most market players are oblivious to this until it’s too late. Mastering this code could effortlessly extract consistent profits from the market for the rest of 2025 and beyond. While others are guessing, running after the latest moving stock and fixed income instruments.  You are quietly raking in potential gains for financial independence.  The experts will unveil this code live during their presentations and how to use it as profit-pulling power for yourself.  Don’t miss this chance and blame yourself.

The Choice is yours to Decide if you are in or out...

What are the benefits you will get by enrolling for the Q4 MasterClass?

We have put together this Q4 masterclass to help market players avoid those needless losses and build a profitable portfolio that has high ROI…... Especially in a volatile market, when you don’t know which way up….

Participants will learn the following

If I do things on my own, what will happen...

Frankly, nothing will happen except the consequences of your choice. In clear terms, gambling with your hard earned cash. You will now be stalk in the position...hoping and praying that it goes up. Don't say that I did not warn you.

I still attend seminars and training online. I still pay more monthly and annual subscription fees in both local and foreign currency for different Master Classes so that I can be up to date because the market is always changing and what you know yesterday can be irrelevant today.

Will there be a discount for Early Payment?

Yes there is a

25% Discount if you are a paid and Valid Subscriber of NGX Questions and Answers plus Buy and Sell Signal every Saturday

or

5% Discount for Other members of InvestData

With the power of your choice, The Decision Power is with you to either improve your portfolio like the smart Investors or complain about the market... Hence, make the wise choice now

Now, here is the decision time, in other to finalize your spot for the 2025 Q4 Masterclass: Historic NGX Moves In Q4 & Beyond: What Next     

you need to follow the below STEP NOW

Your Early Bird Discount will Expire on

Here are our Team of Experts that will be presenting in this Q4. Don't Miss out!!!